How Do Progressive Jackpots Work? Explaining the Big Win Potential

From pocket change to millions—progressive jackpots offer the ultimate gambling thrill.

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By Fawale Joshua
Mari Jordaan
Edited by Mari Jordaan

Published September 5, 2024.

A man playing progressive jackpot games.

In this article

What Is a Progressive Jackpot?

How Progressive Jackpots Grow

3 Types of Progressive Jackpots

Popular Progressive Jackpot Games

Show More

Progressive jackpots' ever-growing prize pools can turn ordinary players into millionaires overnight. But how exactly do they work? And how can you hit it big with a single spin or hand?

Below, we explain what progressive jackpots are and reveal strategies to maximize your chances of winning these life-changing prizes.

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What Is a Progressive Jackpot?

A progressive jackpot is a prize that keeps growing until someone wins it. Every time a player places a bet on a progressive game, a small portion of that bet goes into the jackpot pool. This continuous contribution from players across many games or casinos is what makes these jackpots grow so large.

Progressive jackpots can reach significant sums, unlike fixed jackpots, which offer a set amount. It's this potential for a massive payout that makes them so appealing to players.

How Progressive Jackpots Grow

Each time you play a progressive jackpot game, a small percentage of your bet—usually between 1% and 5%—goes into the prize pool. This might not seem like much. But when you consider the thousands of players spinning slots or playing cards every minute, you can see how these jackpots grow quickly.

Example: You place a $1 bet on a progressive slot. From that bet, three cents might go into the jackpot pool. But thousands of other players are doing the same thing, minute after minute, hour after hour. So, the jackpot keeps growing until one lucky player hits the winning combination and claims the prize.

This system allows jackpots to reach enormous amounts. Some of the biggest wins in gambling history have come from progressive jackpots, with payouts in the tens of millions of dollars.

» Use these casino slot game strategies when selecting and playing slot games

3 Types of Progressive Jackpots

There are several types of progressive jackpots, each with its own characteristics. The three main types include:

Standalone Progressive Jackpots

  • Linked to a single game in a single casino
  • Grow slower but can offer better odds of winning

Linked Progressive Jackpots

  • Connect multiple games within one casino
  • Progress faster than standalone jackpots and offer larger prizes

Wide-Area Progressive Jackpots

  • Link games across numerous casinos or online platforms, sometimes even globally
  • Has the largest potential payouts but also the lowest odds of winning

You'll find progressive jackpots in various casino games, but they're most common in slots. Games like Mega Moolah and Mega Fortune are famous for their multi-million dollar payouts. These games often feature exciting themes and bonus rounds that can trigger the jackpot.

» Learn how progressive slots work—and why they're so popular

But slots aren't the only games with progressive jackpots. Some versions of blackjack offer a progressive side bet. In these games, you might win the jackpot by getting a specific hand, like four suited aces.

» Understand the ace value in blackjack so you can know when to hit or stand

Four suits of aces.


Caribbean stud poker is another game that often includes a progressive jackpot. Usually, you'll need a royal flush to win the big prize. This poker variant combines the strategy of poker with the rush of chasing a massive jackpot.

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How to Win a Progressive Jackpot

Winning a progressive jackpot isn't easy. The odds are often in the millions to one. But there are ways to play that might improve your chances:

  1. Bet the maximum: Many progressive games require a maximum bet to be eligible for the jackpot. Always check the rules before you play.
  2. Choose games wisely: Look for games with a high Return to Player (RTP) percentage. This doesn't affect the jackpot odds directly, but it can help your money last longer, giving you more chances to hit the big one.
  3. Use bonuses: Many online casinos offer bonuses that can extend your playtime. More play means more chances to win. Just be sure to read the terms and conditions carefully.
  4. Play during off-peak hours: Some players believe there's less competition for the jackpot during quieter times. While this isn't proven, it might make your gaming experience more enjoyable.

Note: No strategy can guarantee a win. Progressive jackpots are games of chance, and the house always has an edge.

» Discover which casino game has the best odds

The Impact of Big Progressive Jackpot Wins

When someone hits a massive progressive jackpot, it makes waves in the gambling world. Take the case of Mega Moolah, one of the most famous progressive slot games. In 2015, Jon Heywood won about $20 million. This set a world record for the largest jackpot payout in an online slot machine game.

These headline-grabbing wins do more than change one person's life. They spark excitement among other players, often leading to increased play as people hope to be the next big winner.

» Learn how to win slot machine tournaments in 2025

Fairness and Regulation in Progressive Jackpots

With such large sums of money at stake, you might wonder how these games stay fair. In Canada, bodies like the Alcohol and Gaming Commission of Ontario (AGCO) closely monitor casino operations. They ensure that games use certified random number generators (RNGs) to determine outcomes. They also conduct regular audits and scrutinize jackpot systems to guarantee that they operate fairly and transparently.

» Find out how slot machines use RNGs to ensure fair play

Play Progressive Jackpots for Fun

Progressive jackpots are exciting and potentially lucrative. But you must approach them with a clear head.

The odds of winning are very low, so you should never bet more than you can afford to lose. Also, play progressive jackpots for fun, not as a financial strategy. If you enjoy the excitement and can play responsibly, progressive jackpots can be an exhilarating addition to your gambling experience.

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